The author of today’s article believes that future returns will likely be lower, and argues that, “because it is now easier, cheaper, and less risky for the average person to invest, a reduction in future returns is warranted.” While lower future returns may be warranted as a result of major changes the investing world has experienced over the last several decades, the author notes they will nonetheless have a significant impact on investors, especially those with longer time horizons. So what can investors do to counteract lower returns should they come to pass? CLICK HERE to read more.